27 books. 4 series. One framework. A reader who starts at age 7 and stays through to 35 — building a genuinely healthy relationship with money, one story at a time.
The G.R.O.W Series follows Kiwi kids from their first money decisions at school all the way through to mortgages, KiwiSaver, and long-term financial design.
Habits, confidence, and first money decisions. Physical tokens stand in for invisible digital value. Meet Jess, Ashni, Maia, and Luca.
First income, peer pressure, Afterpay, digital spending, identity and money mistakes. The characters face real consequences for the first time.
Independence, flatting, student loans, budgeting, building income. Money becomes pure data — and the stakes get real.
Mortgages, KiwiSaver, investing, insurance, debt strategy, long-term financial design. The big decisions most Kiwis were never taught to make.
Every book in the series is built around one of four pillars. Together they form a complete financial education — from earning to lasting wealth.
Understanding how to earn — effort, income, first pay cheques, side hustles, and the value of work.
Developing a healthy relationship with money — avoiding debt traps, peer pressure, and impulse decisions.
Planning, budgeting, saving, and building systems that work — from token jars to adult financial life admin.
Long-term thinking — KiwiSaver, investing, home ownership, and designing a financial life with purpose.
The first book in the series. Jess, Ashni, Maia and Luca are handed 20 tokens at the school fair. How do you Save, Spend, and Share when the decision is yours?
The teacher held up a small purple token between two fingers. Round, flat, a star stamped in the middle.
'Tomorrow is the school fair. This year, instead of cash, everything runs on tokens.'
Every book is written for New Zealand classrooms, families, and communities — with NZ-specific content, currency, institutions, and cultural context throughout.
Curriculum-mapped to the Financial Education Implementation Guides.
Diverse characters and stories reflecting the full range of Kiwi families.
Money becomes increasingly abstract as readers age — just like real life.
Financial lessons through character decisions, not lectures or worksheets.
From ages 7 to 35. Filter by series or browse them all.
Save, Spend, Share — making a plan for 20 tokens at the school fair. The book that starts it all.
Impulse spending, regret, and what to do next time. Learning that money decisions have feelings attached.
Earning through effort — planning, pricing, teamwork, and a first look at simple profit and loss.
Setting a goal, making a saving plan, and discovering the power of delayed gratification.
Generosity and community — money as a tool for good, not just personal gain.
PAYE, deductions, take-home pay — understanding what earning actually means in NZ.
Peer pressure and identity — spending to belong vs spending with intention.
Buy-now-pay-later, debt awareness, and understanding the true cost of borrowing.
Earning beyond employment — managing income from multiple sources as a teenager.
Learning through financial failure — recovery, resilience, and what to do next.
Goals, direction, KiwiSaver basics, and first long-term thinking.
Real-world budgeting — rent, food, power, internet, and what's left at the end of the week.
Understanding StudyLink, repayment, how debt compounds — NZ-specific and no jargon.
Shared finances, flat agreements, splitting costs fairly, and navigating flatmate dynamics.
Growing from one income stream to stability — side income, salary negotiation, and tax basics.
Setting a 5-year money plan — goals, KiwiSaver optimisation, and first investment thinking.
The NZ financial system — tax, inflation, banks, the Reserve Bank, and how it all connects.
How home loans work — principal, interest, LVR, pre-approval, and the full process.
Interest rate decisions — what they mean, how to choose, and when to fix.
Step-by-step home buying — KiwiSaver First Home, grants, lawyers, and LIM reports.
Real NZ comparison — financial and lifestyle trade-offs, with rent-to-buy calculators.
Shares, funds, Sharesies, InvestNow — starting from zero in the NZ investment context.
Optimising KiwiSaver — fund types, employer contributions, voluntary top-ups, and withdrawal rules.
Life, income protection, and health insurance in NZ — what you need and when you need it.
Debt strategy — avalanche vs snowball, negotiating with lenders, and getting unstuck.
Building systems — spreadsheets, automation, annual reviews, and financial filing.
Long-term vision — values, goals, wealth as freedom, and the full G.R.O.W arc complete.
Free downloads, activity packs, teacher guides, and more — all NZ curriculum-aligned.
Everything you need to bring the G.R.O.W Series into your classroom.
2–4 page PDF per book. Discussion questions, G.R.O.W framework mapping, and cross-curricular links to NZ curriculum areas.
Free Download · All SeriesExpanded classroom activities — 6–8 pages per book, curriculum-mapped and ready to print. Includes token cut-outs for Book 1.
Free Download · Series 1 & 2Full mapping of all 27 books to the Financial Education Implementation Guides and key NZ curriculum areas.
Free DownloadPhysical and digital kits for author classroom visits. Token cards, activity sheets, and discussion guides included.
School Programme · Book a VisitTake the learning home with conversation starters and simple activities.
One page per book. What your child is learning, 2–3 conversation starters, and one simple home activity.
Free Download · Series 1A printable jar tracker to bring the three-jar system home. Designed for ages 7–10 alongside Book 1.
Free DownloadA printable savings tracker poster for children saving toward something. Pairs with Book 4.
Free DownloadAge-appropriate conversation starters organised by G.R.O.W pillar — for families at any stage.
Free DownloadAuthor visits, classroom programmes, and pilot opportunities for NZ schools.
We're offering a free trial resource pack and a 20-minute author classroom visit for Years 3–6. No cost, no commitment — just great financial literacy content for your students.
Mapped to the G.R.O.W Series. Each workshop works as a standalone session.
Students receive 20 token cards and decide how to allocate them across Save, Spend, and Share. Group debrief on choices. The most impactful visit for this age group.
Students plan a simple stall — product, price in tokens, pitch to the class. Introduces earning, pricing, and basic profit. Best for Year 5–6.
Groups identify a cause and plan a simple community contribution. Connects money to values. Strong end-of-year visit.
Real-cost BNPL scenarios, peer pressure discussion, and a personal spending filter. High relevance — this one lands with teenagers.
Goal mapping, KiwiSaver introduction in plain language, and a one-page personal plan. Best for school leavers or Year 11–12.
Interested in a pilot or workshop? Send us a message and we'll be in touch within 2 working days.
Or email directly: contact@axiombooks.co.nz
Access resources, ebooks, and exclusive content — choose the plan that suits you.
Everything you need to get started.
Full access for one reader or a whole family.
Whole-school access for staff and students.
Members get full access to all 27 books. Browse the library below.
Axiom Books dashboard — authorised access only.