New Zealand Financial Literacy

Money skills for every
New Zealander

32 books. 4 series. One framework. The G.R.O.W Series takes Kiwi kids from their first dollar all the way to retirement planning.

32
Books planned
4
Series
7–35
Age range
NZ
Context
📗

Series 1 — Kids

First money decisions, saving, spending, sharing — told through relatable Kiwi stories.

Ages 7–10 · 5 Books
📙

Series 2 — Teens

First jobs, BNPL traps, KiwiSaver basics, and the real cost of money decisions.

Ages 11–18 · 6 Books
📘

Series 3 — Real Life

Flatting, student loans, budgeting — the stuff nobody teaches you.

Ages 18–25 · 7 Books
📕

Series 4 — Real Life+

Mortgages, KiwiSaver strategy, retirement planning, and financial design.

Ages 20–35 · 14 Books
The Framework

What G.R.O.W stands for

Every book connects to one of four financial pillars. Together they build a complete picture of financial wellbeing — from ages 7 to 35.

G
Get
Earning, income, side hustles, and understanding how money comes in.
R
Respect
Spending intentionally, avoiding debt traps, and valuing money.
O
Organise
Budgeting, saving goals, and building systems that actually work.
W
Wisdom
Long-term thinking, KiwiSaver, investing, and lasting financial wellbeing.
The Decision Framework

The PATH framework

Every activity in every book follows the same four-step shape — from age 7 to 35. The situation gets more complex. The numbers get real. But the structure never changes.

P
Problem
A real, specific moment — concrete enough to picture. Not "what is saving?" but "Maia has $20 and needs to decide now."
A
Alternative
3–5 real choices, presented neutrally. No "good choice vs bad choice." All options are visible — naming them is the first skill.
T
Trade-off / Truth
Each choice has consequences — and they differ depending on who you are. What happens next for you, not just in theory.
H
Heading
A deliberate choice with a reason. "I would choose ___ because ___." This sentence is the outcome — everything else leads here.

A child who learns to ask "what are my options and how does each one affect me?" at age 8 will still be asking that question at 38. This is the thread the whole series hangs on.

Coming Soon

Book 1 is almost here

The $20 Challenge is in final production. Pre-register for early access and founding member pricing.

The G.R.O.W Series

32 books across 4 series — from first coins to retirement planning. Available as ebook or physical copy.

About Axiom Books

Financial literacy education for real life in New Zealand.

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Resources

Activity packs, teacher guides, and tools — each unlocked with your book.

How the Resources Work

Built around the PATH framework

Every resource follows the same four-step decision framework — Problem → Alternative → Trade-off/Truth → Heading. Each activity ends with one sentence: "I would choose ___ because ___." That's not just an exercise. It's a skill that compounds from age 7 to 35.

P — Problem A — Alternative T — Trade-off / Truth H — Heading
Free Resources

Available to everyone

No book required. No account needed.

Book Resources

Unlock your book's resources

Every book includes a unique code. Enter it below to unlock the full activity pack, teacher guide, and printables for that book.

Each code is single-use. Bought second-hand? Email contact@axiombooks.co.nz and we'll sort it out.

Your code is inside the front cover or in your ebook order confirmation.

More resources released alongside each book. Join the waitlist to be notified.

Schools & Workshops

Author visits, classroom programmes, and pilot opportunities for NZ schools.

🏫 Pilot Programme — Now Open

Free trial resource pack and a 20-minute author classroom visit for Years 3–6. No cost, no commitment — just great financial literacy content for your students.

Workshops

Interactive author visits

Each workshop maps to the G.R.O.W Series and uses the PATH decision framework.

Series 1 · Years 3–6

The Token Challenge

⏱ 20–30 min · Ages 7–10

Students receive 20 token cards and decide how to allocate across Save, Spend, and Share.

Series 1 · Years 4–6

The Mini Market

⏱ 30 min · Ages 8–10

Students plan a simple stall — product, price in tokens, pitch to the class.

Series 1 · Years 5–6

The Giving Project

⏱ 30 min · Ages 9–10

Groups identify a cause and plan a simple community contribution.

Series 2 · Years 10–11

The Afterpay Trap

⏱ 40–50 min · Ages 13–16

Real-cost BNPL scenarios, peer pressure discussion, and the PATH decision filter applied live.

Series 2 · Years 11–13

My Financial Future

⏱ 45 min · Ages 15–18

Goal mapping, KiwiSaver intro, and a one-page personal plan.

Get in Touch

Book a visit or pilot

We'll be in touch within 2 working days.

✓ Message sent! We'll be in touch within 2 working days.

Or email: contact@axiombooks.co.nz

School Account Signup

Tell us about your school and we'll be in touch within 2 working days to set up your account.

How it works: Fill in this form and we'll set up your school account. We'll send you an invoice for the agreed access — once paid, your account is activated and your teacher resources unlock automatically for the books in your contract.

School Details

Year Groups & Students

What are you interested in?

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Books and teacher resources are managed by Axiom Books based on your current contract. To add books or change your access, email contact@axiombooks.co.nz.

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Launching 2026

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The G.R.O.W Series

Book 1 is in final production. Join the waitlist for early access and founding member pricing.

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Planned Plans

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Full membership launches alongside the series.

Free
$0 / forever
Everything to get started.
  • All free downloads and activity packs
  • Teacher guides for Series 1
  • Parent take-home notes
  • Monthly newsletter
School
$49 / year NZD
Whole-school access.
  • Everything in Individual
  • Unlimited staff accounts
  • Class set licensing
  • School-branded resource packs
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